Question

which element is often required if the primary borrower has a limited credit history or a lower credit score? a prepayment privilege a cosigner an origination fee a principal

Explanation:

A cosigner is a person who agrees to take on the responsibility of repaying a loan if the primary borrower defaults. When a primary borrower has a limited credit history or a lower credit score, lenders may view them as a higher - risk borrower. A cosigner, who typically has a better credit history or higher credit score, provides an added layer of security for the lender.
A prepayment privilege allows the borrower to pay off the loan early without penalty, which is not related to compensating for a poor credit history. An origination fee is a fee charged by the lender for processing the loan, and a principal is the amount of money borrowed. Neither of these address the risk associated with a borrower's limited credit history or low credit score.

Answer:

B. a cosigner