Question

which element is often required if the primary borrower has a limited credit history or a lower credit score?
a principal
an origination fee
a prepayment privilege
a cosigner

Explanation:

When a primary borrower has a limited credit history or a lower credit score, a cosigner is often required. A cosigner is a person who agrees to take on the responsibility of repaying a loan if the primary borrower defaults. This provides an additional layer of security for the lender, reducing the risk associated with lending to someone with a less - than - ideal credit profile.

Answer:

a cosigner