Question

question 7 (1 point)
what do preferred provider organizations (ppos) and point of service (pos) plans have in common?
a) both are designed to coordinate a patients care across various providers.
b) both are types of health maintenance organizations.
c) both are types of exclusive provider organizations.
d) both allow patients to seek outside care but require patients to pay an extra cost.

Explanation:

• Option A: Coordinating care across providers is more characteristic of a Primary Care Physician (PCP) - led system like in some Health Maintenance Organizations (HMOs), not a common trait of PPOs and POS.
• Option B: PPOs and POS are not types of Health Maintenance Organizations (HMOs). HMOs have more restrictive in - network care requirements.
• Option C: PPOs and POS are not types of Exclusive Provider Organizations (EPOs). EPOs usually have a more limited network and no out - of - network coverage (except in emergencies).
• Option D: Both PPOs (Preferred Provider Organizations) and POS (Point of Service) plans allow patients to seek care outside of their network. However, when patients go out - of - network, they typically have to pay a higher cost (such as a higher coinsurance or deductible) compared to in - network care.

Answer:

D. Both allow patients to seek outside care but require patients to pay an extra cost.