Question

question 8 of 20

what was one element of obamas patient protection and affordable care act (aca)?

a. it made it difficult for insurers to deny coverage.
b. it reduced state-based medicaid coverage.
c. it made it possible for most americans to have health insurance.
d. it required all insurers to cover dependent children up to age 26.

Explanation:

Analyze the question and options

The question asks for one element of Obama's Patient Protection and Affordable Care Act (ACA).

• Option A states: "It made it difficult for insurers to deny coverage." The ACA prohibited insurers from denying coverage to individuals with pre-existing conditions, making it illegal (not just difficult) to deny coverage on those grounds.
• Option B states: "It reduced state-based Medicaid coverage." This is incorrect; the ACA expanded Medicaid eligibility.
• Option C states: "It made it possible for most Americans to have health insurance." This is a broad, general goal/outcome of the law rather than a specific policy element or provision.
• Option D states: "It required all insurers to cover dependent children up to age 26." This is a specific, well-known, and concrete statutory provision of the ACA.

Evaluate the most precise element

While the ACA aimed to make health insurance accessible to most Americans (Option C) and prohibited denying coverage for pre-existing conditions (Option A), Option D represents a direct, specific, and universally recognized legal requirement enacted by the ACA: allowing young adults to stay on their parents' health insurance plans until age 26.

Answer:

• (A) It made it difficult for insurers to deny coverage.
• (B) It reduced state-based Medicaid coverage.
• (C) It made it possible for most Americans to have health insurance.
• (D) It required all insurers to cover dependent children up to age 26. (Correct answer)