Question

question 10 of 10
which of the following statements is correct about using a p2p app or service safely?

○ p2p payments should not be used to send or receive payment from people you do not know.

○ you can use a p2p app or service to receive payment from someone you dont know, but never send money to people you dont know.

○ you should only link a checking account to a p2p payment app or service.

○ you should only link a credit card to a p2p payment app or service.

Explanation:

P2P transactions with unknown individuals carry high fraud, scam, and non-recovery risks, so avoiding all such payments is the safest practice. Receiving funds from strangers can also involve scams (e.g., overpayment scams), and linking only checking or credit accounts is not an absolute safety rule as both have risk mitigation options, making the first statement the correct safe practice.

Answer:

P2P payments should not be used to send or receive payment from people you do not know.