Question

match the following terms with the correct definition
column a
1 ____ liability coverage
2 ____ out of pocket cost
3 ____ personal injury protection
4 ____ collision coverage
5 ____ comprehensive coverage
6 ____ copay
7 ____ coinsurance
8 ____ uninsured/under - insured motorist coverage
column b
a any costs not covered by the insurance company is considered a cost to you
b a percentage of costs the insured pays after their deduction has been met or for special services, like an x - ray.
c this provides coverage for your vehicle if something happens to your vehicle due to no fault of your own. things like natural disasters, theft, & vandalism
d this is a flat rate you pay per doctor visit
e this provides coverage for your vehicle if you are at fault for an accident
f this provides coverage for you & your vehicle if another person is at fault for an accident but does not have enough (or any) insurance
g this is coverage that you legally have to have to drive a vehicle. it provides coverage for the other’s bodily injury and property damage if you are at fault
h this is also known as “no fault” insurance. it covers your medical expenses no matter who is at fault

Explanation:

To solve this matching problem, we analyze each term in Column A and match it with the appropriate definition in Column B based on insurance terminology:

1. Liability Coverage: This is legally required coverage for others' injury/damage if you're at fault. Matches with g.
2. Out of Pocket Cost: Costs not covered by insurance, paid by you. Matches with a.
3. Personal Injury Protection: Also called "no - fault" insurance, covers medical expenses regardless of fault. Matches with h.
4. Collision Coverage: Covers your vehicle if you're at fault in an accident. Matches with e.
5. Comprehensive Coverage: Covers your vehicle for non - fault events (theft, natural disasters, vandalism). Matches with c.
6. Copay: A flat rate paid per doctor visit. Matches with d.
7. Coinsurance: A percentage of costs the insured owes after deductible or for special services. Matches with b.
8. Uninsured/Under - insured Motorist Coverage: Covers you if the at - fault party has insufficient/no insurance. Matches with f.

Answer:

1. g. This is coverage that you legally have to have to drive a vehicle. It provides coverage for the other's bodily injury and property damage if you are at fault
2. a. Any costs not covered by the insurance company is considered a cost to you
3. h. This is also known as "no fault" insurance. It covers your medical expenses no matter who is at fault
4. e. This provides coverage for your vehicle if you are at fault for an accident
5. c. This provides coverage for your vehicle if something happens to your vehicle due to no fault of your own. Things like natural disasters, theft, & vandalism
6. d. This is a flat rate you pay per doctor visit
7. b. A percentage of costs the insured owes after their deductible has been met OR for special services, like an X - ray
8. f. This provides coverage for you & your vehicle if another person is at fault for an accident but does not have enough (or any) insurance