Question

last week, roberts family discussed insurance. he learned about some of the factors that may or may not affect each family members need for insurance. which situations describe something that increases the need for insurance, and which situations do not? roberts older brother howard has been working as an electrician for the last year. roberts younger sister amelia recently obtained her drivers license and has already been at fault for a car accident. robert exercises regularly, makes good grades in school, and eats healthy food. roberts uncle goes scuba diving each summer and enjoys snowboarding in the winter. roberts mother enjoys scrapbooking and making quilts in her spare time. roberts grandfather, eugene, recently celebrated his 82nd birthday. increases insurance need does not affect insurance need

Explanation:

Insurance need is increased by factors like high - risk jobs, dangerous hobbies, age, and accident - prone behavior. An electrician's job has risks, a teenager with a car - accident history is a higher risk, an 82 - year - old has more health risks, and scuba diving and snowboarding are dangerous hobbies. Regular exercise, good grades, and healthy eating, as well as scrapbooking and quilting, do not increase insurance need.

Answer:

Increases Insurance Need: Robert's older brother Howard has been working as an electrician for the last year., Robert's younger sister Amelia recently obtained her driver's license and has already been at fault for a car accident., Robert's uncle goes scuba diving each summer and enjoys snowboarding in the winter., Robert's grandfather, Eugene, recently celebrated his 82nd birthday.
Does Not Affect Insurance Need: Robert exercises regularly, makes good grades in school, and eats healthy food., Robert's mother enjoys scrapbooking and making quilts in her spare time.