Question

identifying a benefit of good credit history
which is a possible benefit of having a good credit history?
○ having a checking account
○ low interest rate on a car loan
× high interest rate on a credit card offer
○ bankruptcy

Explanation:

A good credit history signals to lenders that a borrower is low-risk, so they offer more favorable terms. Checking accounts are not tied to credit history, high interest rates are a disadvantage, and bankruptcy is a negative financial outcome. Only low interest rates on loans are a benefit of good credit.

Answer:

low interest rate on a car loan