QUESTION IMAGE
Question
how should you handle credit cards you dont frequently use? maintain a zero balance on them. use them for all your daily expenses to earn more rewards points. max out their credit limits to increase your credit score.
Maintaining a zero - balance on infrequently - used credit cards helps avoid unexpected fees and negative impacts on credit scores. Using them for all daily expenses is not practical if they are not preferred cards, and maxing out credit limits actually harms credit scores.
Snap & solve any problem in the app
Get step-by-step solutions on Sovi AI
Photo-based solutions with guided steps
Explore more problems and detailed explanations
Maintain a zero balance on them.