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Question
how do you get a good credit score?
Pay bills consistently on time
Payment history is the most critical factor, accounting for approximately 35% of a FICO credit score.
Maintain low credit utilization
Keep credit card balances well below their limits, ideally utilizing less than 30% of the available credit limit.
Build a long and diverse credit history
Keep older accounts open to establish credit age, and maintain a healthy mix of credit types without opening too many new accounts at once.
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To get a good credit score, you should consistently pay all bills on time, keep your credit card balances low (ideally below 30% of your credit limit), maintain older accounts to establish a long credit history, and limit how often you apply for new credit.