Question

credit regulations require lenders to
consider only borrowers salaries.
disclose credit terms to borrowers.
use borrowers personal information.
attract borrowers as they see fit.

Explanation:

Credit regulations aim to protect borrowers by ensuring transparency. Lenders are required to disclose credit terms (like interest rates, repayment schedules) to borrowers. Considering only salaries is too narrow, using personal info without proper use is unethical, and attracting borrowers without regulation - compliant methods is not allowed. So the correct option is the one about disclosing credit terms.

Answer:

B. disclose credit terms to borrowers.