Question

an adjustable-rate mortgage is one that
can change.
stays the same.
only goes up.
only goes down.

Explanation:

An adjustable - rate mortgage (ARM) is a type of mortgage where the interest rate can change over the life of the loan. It is not fixed to stay the same, nor does it only go up or only go down. The rate is adjusted based on various factors like market conditions.

Answer:

A. can change.