Question

why should you stay away from borrowing up to your credit limit?
a because youre riding to the danger zone.
b because rave damsey said so.
c because it reflects poorly on your credit score.
d because your interest rate increases when you borrow more on a credit card.

Explanation:

Credit utilization ratio (the amount of credit used compared to the credit limit) is a factor in credit score calculation. High utilization (borrowing up to the limit) can lower the credit score as it may indicate higher credit risk. Option A is too vague. Option B is an appeal to an unsubstantiated authority. Option D is incorrect as the interest rate on a credit - card is usually set (though some cards may have penalty rates for late payments, but not just for borrowing amount within the limit).

Answer:

C. Because it reflects poorly on your credit score.