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Question
while driving, johan hit a pothole, causing damage to his car’s wheel and suspension. which insurance coverage would be responsible? property damage liability collision insurance uninsured motorist coverage gap insurance
Collision insurance covers damage to a vehicle from collisions with objects (like potholes) or other vehicles. Property damage liability covers damage to others’ property, uninsured motorist coverage is for accidents with uninsured drivers, and gap insurance covers the difference between a car’s value and loan balance. Since Johan’s car was damaged by hitting a pothole, collision insurance applies.
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B. collision insurance