Question

which type of health insurance coverage is purchased by families who do not have access to employer - subsidized coverage?
group health insurance
individual health insurance
public health insurance
universal health insurance
question 10 (2.5 points)
which type of health insurance coverage is subsidized by employers and other organizations?
group health insurance
individual health insurance
public health insurance
universal health insurance

Explanation:

• Group health insurance: It is typically subsidized by employers or organizations for a group (like employees).
• Individual health insurance: Purchased by individuals or families on their own, often when they don't have access to employer - subsidized (group) coverage.
• Public health insurance: Funded by the government (e.g., Medicaid in the US) for specific eligible groups (not based on employer - subsidy status in the first question context).
• Universal health insurance: A system where all citizens have health insurance coverage (usually government - run), not related to employer - subsidy in the given question's context.

For the first question: Families without access to employer - subsidized (group) coverage would purchase individual health insurance. For the second question: Group health insurance is subsidized by employers and other organizations.

Answer:

First question: Individual health insurance.
Second question: Group health insurance.