Question

which of the following types of insurance provides income to people who depend on a wage earner after the wage earner dies?
a. automobile insurance
b. disability insurance
c. health insurance
d. life insurance

which of the following types of insurance assists in covering medical expenses associated with short - term illness and accidents?
a. disability insurance
b. health insurance
c. life insurance
d. homeowners insurance

Explanation:

First Question:

To determine the insurance type that provides income to dependents after a wage earner's death, we analyze each option:

• Automobile insurance (a) covers vehicle - related losses, not income for dependents after death.
• Disability insurance (b) provides income when the wage earner is disabled, not after death.
• Health insurance (c) covers medical expenses, not income for dependents after death.
• Life insurance (d) is designed to provide financial support (income - like in the form of a death benefit) to the beneficiaries (dependents) of the insured (wage earner) after the insured's death.

To find the insurance for short - term illness/accident medical expenses:

• Disability insurance (a) is for income when disabled, not medical expense coverage for illness/accident.
• Health insurance (b) (assuming the typo - "Health insurance" is the correct term) is meant to cover medical expenses arising from short - term illnesses and accidents.
• Life insurance (c) is for death - related benefits, not medical expense coverage for illness/accident.
• If "Hospital insurance" (d, assuming the typo) is a form of health - related insurance for medical expenses, but typically health insurance is the broader term for covering medical expenses of short - term illness and accidents.

Answer:

d. Life insurance

Second Question (assuming the last option is "Hospital insurance" or similar for covering short - term illness/accident medical expenses, and correcting the typo - likely "Health insurance" is the intended correct option for covering medical expenses of short - term illness and accidents):