Question

which would decrease your credit score? check all that apply.
□ a decrease in income
□ an increase in debt amount
□ a missed payment
□ a late payment
□ a long credit history

Explanation:

• A decrease in income does not directly impact credit scores (lenders may consider it but it's not a scoring factor).
• Higher debt increases credit utilization, lowering scores.
• Missed/late payments harm payment history, a key scoring factor.
• Long credit history typically improves scores.

Answer:

an increase in debt amount, a missed payment, a late payment