Question

which are considered good credit practices? check all that apply.
□ pay less than the minimum amount due.
□ make payments on or before the due date.
□ pay off the full amount with the first monthly statement.
□ have a plan of how you will repay the money.
□ choose the credit card with the highest interest rate.

Explanation:

• Paying less than the minimum due harms credit (A is bad).
• Timely payments (B) build positive credit history.
• Full early repayment (C) avoids interest and shows responsibility.
• A repayment plan (D) prevents default.
• High-interest cards (E) increase debt risk (bad practice).

Answer:

B. Make payments on or before the due date., C. Pay off the full amount with the first monthly statement., D. Have a plan of how you will repay the money.