Question

traditional ira | roth ira

juan expects to be in a higher tax bracket upon retiring.
sadie wants to have higher take-home pay during her working years.
jerome wants to contribute to his plan with pretax dollars.
alexis wants withdrawals during retirement to be tax exempt.

Explanation:

Understand IRA tax structures

Traditional IRAs use pre-tax dollars, reducing current taxable income. Roth IRAs use after-tax dollars, allowing tax-free retirement withdrawals.

Analyze Traditional IRA scenarios

Jerome wants pre-tax contributions, matching Traditional IRA. Sadie wants higher current take-home pay, meaning she needs pre-tax deductions to lower current taxes, matching Traditional IRA.

Analyze Roth IRA scenarios

Juan expects a higher retirement tax bracket, making tax-free future withdrawals better, matching Roth IRA. Alexis wants tax-exempt retirement withdrawals, matching Roth IRA.

Group the scenarios

Traditional IRA: Sadie, Jerome.
Roth IRA: Juan, Alexis.

Answer:

Traditional IRA	Roth IRA
Jerome wants to contribute to his plan with pretax dollars.	Alexis wants withdrawals during retirement to be tax exempt.