Question

surance
match the scenarios with the appropriate car insurance coverage.
property damage liability
collision insurance
uninsured motorist coverage
piper accidentally backed her car into a utility pole, causing damage.
piper’s car is hit by a driver who speeds away without stopping, and she can’t identify them.
while driving, piper hit a curb, causing damage to her car’s wheel and suspension.

Explanation:

• Property damage liability: Covers damage you cause to others’ property (like the utility pole).
• Uninsured motorist coverage: Applies when the at - fault driver is uninsured (or unidentified, as in a hit - and - run).
• Collision insurance: Covers damage to your own car from collisions (with objects like a curb or other vehicles).

Answer:

1. Piper accidentally backed her car into a utility pole, causing damage. - property damage liability
2. Piper’s car is hit by a driver who speeds away without stopping, and she can’t identify them. - uninsured motorist coverage
3. While driving, Piper hit a curb, causing damage to her car’s wheel and suspension. - collision insurance