Question

in some cases, it is safe to avoid insurance because
it is too expensive.
it may not be needed.
only one person is at risk.
one is already in debt.

Explanation:

To determine the correct answer, we analyze each option:

• "It is too expensive" is not a valid reason for it being safe to avoid insurance, as cost alone doesn't mean it's safe.
• "It may not be needed" is a valid reason. If a situation or item doesn't pose a risk that would justify insurance, avoiding it can be safe.
• "Only one person is at risk" doesn't make avoiding insurance safe; insurance can still be relevant for that one person.
• "One is already in debt" is not a reason related to the safety of avoiding insurance.

Answer:

B. it may not be needed