Question

question 1 (2 points)
who will likely have a higher car insurance premium, jacob (age 17) or his mother (age 47)? why?

question 2 (4 points)
match the following terms with the correct definition/description

column a
1 d liability coverage
2 a out of pocket cost
3 b personal injury protection
4 f collision coverage
5 e comprehensive coverage
6 h gap

column b
a this provides coverage if you or another is at fault for an accident (or any) occurrence
b this is also known as no fault insurance; medical expenses no matter who is at fault
c any costs not covered by the main insurance company is a cost to you.
d this is coverage that you legally have to have. it provides coverage for...

Explanation:

For Question 1, car insurance premiums are influenced by risk factors. Teenagers (like Jacob, age 17) are statistically more likely to be involved in accidents due to less driving experience, risk - taking behavior, and immaturity behind the wheel. Insurance companies consider this higher risk and charge higher premiums. His mother (age 47) is in a demographic with more driving experience and generally lower accident rates, so her premium is likely lower.

Answer:

Jacob (age 17) will likely have a higher car insurance premium. This is because teenage drivers (like 17 - year - old Jacob) are considered higher - risk by insurance companies due to factors such as less driving experience, a higher likelihood of engaging in risky driving behaviors, and a higher accident rate compared to more experienced drivers like his 47 - year - old mother.