Question

pregunta 31 (12 puntos)
match the correct credit card term to its definition.
columna a

1. minimum payment
2. billing cycle
3. statement
4. grace period
5. apr
6. introductory period
7. late payment fee
8. credit line (or limit)

columna b
a. a summary of all your transactions for the billing cycle.
b. if you pay your balance in full before the due date, you will not be charged interest.
c. the smallest amount you can pay each month.
d. usually a month. your transactions are recorded, and sent to you via a statement.
e. if your payment is received after the due date, you will be charged a fee, usually around $35.
f. many credit cards will try to woo new customers by offering a low interest rate.
g. the maximum dollar amount you can charge on your account.
h. the interest rate, expressed as a yearly amount

Explanation:

Para resolver el emparejamiento, analizamos cada término de la Columna A y su definición en la Columna B:

1. Minimum Payment: Corresponde a "c. The smallest amount you can pay each month" (la cantidad mínima a pagar mensualmente).
2. Billing Cycle: Corresponde a "d. Usually a month. Your transactions are recorded, and sent to you via a statement" (período de facturación, generalmente mensual, donde se registran transacciones).
3. Statement: Corresponde a "a. A summary of all your transactions for the billing cycle" (resumen de transacciones del ciclo de facturación).
4. Grace Period: Corresponde a "b. If you pay your balance in full before the due date, you will not be charged interest" (período de gracia, donde si se paga el saldo en su totalidad no se cobra interés).
5. APR: Corresponde a "h. The interest rate, expressed in a yearly amount" (tasa de interés anual).
6. Introductory Period: Corresponde a "f. Many credit cards will try to woo new customers by offering a low interest rate" (período introductorio, donde se ofrece una tasa de interés baja a nuevos clientes).
7. Late Payment Fee: Corresponde a "e. If your payment is received after the due date, you will be charged a fee, usually around $35" (cuota por pago tardío, cobrada si el pago es recibido después de la fecha de vencimiento).
8. Credit Line (or limit): Corresponde a "g. The maximum dollar amount you can charge on your account" (línea de crédito, la cantidad máxima que se puede cargar en la cuenta).

Answer:

1. c. The smallest amount you can pay each month
2. d. Usually a month. Your transactions are recorded, and sent to you via a statement
3. a. A summary of all your transactions for the billing cycle
4. b. If you pay your balance in full before the due date, you will not be charged interest
5. h. The interest rate, expressed in a yearly amount
6. f. Many credit cards will try to woo new customers by offering a low interest rate
7. e. If your payment is received after the due date, you will be charged a fee, usually around $35
8. g. The maximum dollar amount you can charge on your account