Question

a person wrote a check for $1,000 but only had a balance of $600 in her checking account. the most likely reason that the check did not bounce is because she has
o a debit card from that bank.
o a certificate of deposit (cd) from that bank.
o excellent credit.
o overdraft protection.

Explanation:

A check bounces when there are insufficient funds in the account. Overdraft protection (if opted - in) would cover the short - fall. A certificate of deposit (CD) is a time - locked deposit and not directly related to checking account funds. An excellent credit score is about creditworthiness (for loans, credit cards etc.) and not about the immediate availability of funds in a checking account. A debit card is linked to the checking account but having a debit card doesn't prevent a check from bouncing if there are no funds.

Answer:

A certificate of deposit (CD) from that bank.