Question

multiple choice. answer all the following multiple-choice questions. each question is worth two points. note that once you have moved to the next question, you will not be able to return to a previous question.

1 multiple choice 2 points
a bank that gives housing loans more often to anglos (whites) than to african americans is an example of
individual prejudice
institutional prejudice
individual discrimination
institutional discrimination
legal business policy based on social class differences between whites and african americans

Explanation:

Analyze the actor and action in the scenario

The scenario describes a bank (an organization/institution) rather than an individual person. The action is the unequal distribution of housing loans based on race (Anglos vs. African Americans), which constitutes a systematic practice.

Distinguish between prejudice and discrimination

Prejudice refers to biased attitudes or beliefs, whereas discrimination refers to actual actions, practices, or unequal treatment. Because the bank is actively giving loans unequally, this is an act of discrimination rather than prejudice.

Distinguish between individual and institutional levels

Individual discrimination is carried out by single individuals acting on their own. Institutional discrimination refers to policies, practices, or behaviors embedded within the structures of social institutions (like banks, schools, or governments) that result in systematic disadvantage for certain groups. A bank's lending patterns represent institutional discrimination.

Answer:

• individual prejudice
• institutional prejudice
• individual discrimination
• institutional discrimination (Correct answer)
• legal business policy based on social class differences between whites and African Americans