Question

instructions: select the most appropriate response.
the type of plan that allows patients to seek health care from any provider, and the health plan reimburses the provider according to a fee schedule is a(n)
○ a. prepaid health plan.
○ b. indemnity plan.
○ c. carve - out plan.
○ d. stop - loss insurance.

Explanation:

An indemnity plan allows patients to seek health care from any provider, and the health plan reimburses the provider according to a fee schedule. A prepaid health plan (like an HMO) usually has a network of providers. A carve - out plan is a type of arrangement where a specific service is 'carved out' and managed separately. Stop - loss insurance is more about protecting against large losses for self - insured plans.

Answer:

B. indemnity plan.