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Question
a hailstorm damages the roof and hood of a parked car. which insurance coverage would be responsible? collision insurance medical payments coverage comprehensive insurance property damage liability
Collision insurance covers damage from collisions, medical payments cover injury - related costs, and property damage liability is for damage to others' property. Comprehensive insurance covers non - collision damage like from hailstorms, vandalism, etc. Since the car's damage is from a hailstorm (a non - collision event), comprehensive insurance is responsible.
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comprehensive insurance