Question

expenses and profit - item 31368
which item is a variable expense?
student loan payment apartment rent
school supplies insurance payment

Explanation:

A variable expense changes with usage or needs. Student loan, apartment rent, and insurance payments are fixed (same amount regularly). School supplies' cost varies (e.g., how many/what type bought), so it's variable.

Answer:

The option with "School supplies" (the left - bottom option among the four, with the radio button next to "School supplies").