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Question
a debit card is declined when there is the same item for a lower price at a nearby store or other online site. your bank does not think you are making a wise purchase. there is not enough money in your account to cover your purchase you try to buy something that puts you over your monthly spending limit
A debit card is linked to a bank account. When there's insufficient funds in the account to cover a purchase, the transaction is declined. A bank doesn't decline based on item prices elsewhere or if it deems a purchase unwise. Also, debit cards don't typically have a monthly spending limit like some credit - based systems.
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There is not enough money in your account to cover your purchase.