Question

the cost of car insurance for those convicted of drunk driving:

decreases

increases

stays the same

is waived

Explanation:

Analyze the impact of a DUI conviction

A conviction for driving under the influence (DUI) or driving while impaired (DWI) is a major traffic violation. Insurance companies assess premium rates based on the statistical risk of a driver causing an accident.

Connect to driver risk factors

Using the Impaired Driving Effects knowledge point, we know that operating a vehicle under the influence drastically reduces reaction times, impairs judgment, and increases crash probability. Because a convicted driver has demonstrated high-risk behavior, insurance companies reclassify them into a high-risk category.

Determine the financial consequence

To offset the high risk of future claims, insurance providers significantly raise the premium rates for individuals with a drunk driving conviction. Therefore, the cost of car insurance increases.

Answer:

• decreases
• increases (Correct answer)
• stays the same
• is waived