Question

the chart describes four peoples credit histories.
creditworthy criteria
name | description of credit history
ellie | has more debt than earnings
collin | pays only some of his bills every month
jacob | has made three late payments in the past year
eesha | pays more than the minimum payment each month
which person is creditworthy?

Explanation:

To determine creditworthiness, we analyze each person:

• Ellie: Has more debt than earnings, which is a sign of financial instability and not creditworthy.
• Collin: Pays only some bills monthly, showing inconsistent payment behavior, not creditworthy.
• Jacob: Made three late payments in a year, indicating poor payment history, not creditworthy.
• Eesha: Pays more than the minimum payment each month, demonstrating responsible financial behavior and a positive credit history, making her creditworthy.

Answer:

Eesha