Question

blue cross blue shield (bcbs) is the most widely recognized insurance company. most physicians and hospitals accept bcbs.
read the statement. then choose which type of blue cross blue shield plan the patient likely has.
the patient prepays a fixed fee in return for a plan that provides comprehensive medical services. which blue cross blue shield plan does
this patient most likely have?
a. healthcare anywhere
b. hmo
c. indemnity coverage
d. epo
e. fee - for - service
f. pos

Explanation:

Health Maintenance Organizations (HMOs) typically require patients to prepay a fixed fee (premium) in exchange for comprehensive medical services. Other plans like indemnity coverage (c) involve more out - of - pocket costs initially and reimbursement later. Fee - for - service (e) is where patients pay per service. EPO (d) and POS (f) have different network and referral rules. Healthcare Anywhere (a) is not a standard common plan type in the typical Blue Cross Blue Shield offerings with this prepayment - comprehensive service model as strongly associated with HMOs.

Answer:

b. HMO