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Question
after a heavy storm, bryce found that a tree had fallen on their parked car, causing significant damage. which type of car insurance coverage would typically cover the damage to bryces car? collision coverage liability coverage personal injury protection (pip) comprehensive coverage
Comprehensive car insurance coverage typically covers damage to a vehicle from non - collision events like damage caused by fallen trees (due to a storm, which is an event other than a collision with another vehicle or object). Collision coverage is for damage from collisions with other vehicles or objects. Liability coverage is for damage or injury you cause to others. Personal Injury Protection (PIP) is for medical expenses and lost wages for you and your passengers after an accident. So, comprehensive coverage is the correct option for damage from a fallen tree.
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D. comprehensive coverage