Question

31 sheena owns a recruitment consultancy and her employees are covered under a group insurance plan that provides coverage for prescription drugs. concerned about the increasing number of claims, sheena meets with her agent to find a way to reduce the frequency of claims. to reduce the frequency of claims for drug benefits, the agent is likely to make all of the following recommendations, except a2rvdtjwdytyefledwdycna0ngpudz09
a. eliminating coverage for non - prescription drugs.
b. eliminating coverage for generic drugs.
c. eliminating coverage for unusually expensive drugs.
d. eliminating coverage for brand - name drugs.
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Explanation:

To reduce drug benefit claims, eliminating coverage for non - prescription, expensive, or brand - name drugs makes sense as they may drive up claims. Generic drugs are cost - effective and a good alternative to brand - name drugs. Eliminating their coverage would not help in reducing claims (in fact, it might increase costs for employees and not reduce claim frequency in a beneficial way), so this is the exception.

Answer:

b. eliminating coverage for generic drugs.