Question

1. read these sentences from paragraph 12 of \the importance of funding microfinancing organizations.\

imagine a world in which everyone is financially independent. imagine the ripple effect that would have on your community, your state, your country, and the world. by helping to fund microfinancing organizations, you could be a part of that change. when we all do better, we all do better.
in what way does the author use a rhetorical device to effectively conclude her argument?
a the author uses language with positive connotations to add urgency to her call for readers to donate to microfinancing organizations.
b the author uses language with positive connotations to develop an appeal to pathos and encourage readers to take out a microloan.
c the author uses generalizations to show that everyone should consider using microloans to become a small business owner.
d the author uses generalizations to support her argument that all types of loans are effective at decreasing the poverty rate.

1. which is the most accurate comparison of the use of claims about credit histories and microloans in the two selections?

a selection 1 effectively uses relevant evidence to support the claim that most people who qualify for microloans, despite lacking credit histories, pay the loans back. selection 2 does not refute a counterclaim about credit histories and microloans because the information provided about predatory lending is irrelevant.
b both selections effectively use claims about credit histories and microloans. selection 1 uses relevant evidence to support the claim that most people who qualify for microloans, despite lacking credit histories, pay the loans back. the counterclaim about credit histories and microloans in selection 2 is effectively supported with anecdotal evidence.
c the claims in neither selection are effective. the claims in selection 1 about credit histories and microloans are not supported by personal observations. the author of selection 2 fails to rebut a counterclaim because he uses loaded language.
d the claims in selection 1 about credit histories and microloans are ineffective because they are not supported by personal observations. the counterclaim in selection 2 is rebutted with effective anecdotal evidence.

Explanation:

Question 23

To solve this, we analyze each option:

• Option A: The author's language (e.g., "financially independent", "positive effect") has positive connotations, urging readers to fund microfinancing (donate/participate), adding urgency. This matches the rhetorical device use.
• Option B: The text doesn't encourage taking a microloan, but funding organizations, so B is wrong.
• Option C: The author isn't generalizing about using microloans for business, so C is wrong.
• Option D: The argument isn't about all loans reducing poverty, so D is wrong.

Analyze each option:

• Option A: Selection 2’s info about predatory lending isn’t irrelevant to credit histories counterclaim, so A is wrong.
• Option B: Selection 1 uses evidence (e.g., people without credit histories pay back microloans), Selection 2 uses anecdotal evidence (e.g., stories) to support its counterclaim. Both use claims about credit histories/microloans effectively. This matches.
• Option C: Selection 1’s claims are supported (not personal observations, but relevant evidence), and Selection 2 doesn’t use loaded language to fail rebutting, so C is wrong.
• Option D: Selection 1’s claims are effective (relevant evidence), and Selection 2’s counterclaim is supported (not rebutted with anecdotal), so D is wrong.

Answer:

A. The author uses language with positive connotations to add urgency to her call for readers to donate to microfinancing organizations.

Question 24